ProVider Plus

When it comes to meeting the unique needs of your professional clients, you’ll find that Guardian's ProVider Plus and ProVider Plus Limited products provide some of the most superior product features for less. 
 


Downloads

Individual Disability Income Insurance - Product Overview
GUIDE
Brochure that outlines Personal Income Protection and Business Protection product lines, features, special programs and discount programs.
Provider Plus Product Overview - Brochure
GUIDE
We purposefully engineer our disability income products with features and options that address your income protection needs at each life phase.
Programs to Boost Sales
GUIDE
Featured: Guardian's Provider Plus & Provider Plus Limited Various ideas to boost sales utilizing this product line.
How To Choose a Disability Insurance Company
GUIDE
The Guardian Life Insurance Company of America (Guardian) is one of the largest mutual life insurance companies in the United States, providing high-quality, affordable insurance and financial products. Guardian owns several independent subsidiaries, including Berkshire Life Insurance Company of America (Berkshire Life) — the nation’s number-one provider of non-cancellable individual disability income insurance.1 Each subsidiary is a financially strong organization that functions as a separate, independent entity, with a conservative management style that benefits Guardian. Our high-quality products are backed by the assets of the issuing subsidiary.
Disability Insurance Point of Sale Brochure - for Consumers
GUIDE
Compensation Guide for Disability
GUIDE
The Disability Divide: Advisor Study
GUIDE
Course on DI
GUIDE
Client brochure that covers what the consumer will need to know about individual Disability Insurance Coverage.
Financial Strength of Guardian Individual Disability Income Insurance
GUIDE
Flyer that explains Guardian and Berkshire the company behind the products. Financial Strength, Comdex Rating, and Commitment to Mutuality.
Exceptional Breadth of DI Products
GUIDE
Broker Use Only Flyer: Succeed in More Sales Situations Leverage our ProVider Plus portfolio of individual disability income (DI) products to help your clients get the protection they need in the event of disability. With one of the broadest product portfolios in the industry, you’re sure to find just what you need to tailor coverage to each client’s unique circumstances.
Guide to which Policy Form to Use with Provider Plus
GUIDE
For applications under an employer-sponsored or multi-client discount program, cross reference this document for the applicable program to determine which ProVider Plus policy forms and applications for insurance to use.
Lump Sum Benefit Rider Flyer
GUIDE
Broker Use Only: Flyer explains the value of Guardian's Lump Sum Rider and how it protects your long term plans.
Provider Plus & Provider Plus Limited Features Flyer
GUIDE
Broker Use Only: Flyer on the Features of both Provider Plus and Provider Plus Limited
Quick Facts: DI Student Loan Protection Rider
GUIDE
Broker Use Only: Optional rider on ProVider Plus or ProVider Plus Limited to protect a client’s ability to continue making student loan payments
Quick Facts: Discount DI for Key Employees Flyer
GUIDE
Broker Use Only: In this program, a business deducts premiums from select employees’ salary to pay premiums for IDI coverage, providing the business with a tax deduction. The business then pays a bonus to the employee to cover the deducted amount.
Quick Reference: Group LTC Conversion Flyer
GUIDE
Broker Use Only: The Group LTD Conversion Program provides the opportunity for individuals covered under a Guardian Group LTD Program as students, residents or fellows to convert their coverage to ProVider Plus individual disability income insurance at the end of their program.
Simplified Business Owner Advantages Flyer
GUIDE
Broker Use Only: Whether you’re working with new or established business owners, we are the clear choice for individual disability income protection.
Enhanced Quick Issue (EQI) Underwriting
BROKERAGE USE
Simply put, we make up to $5,000 of total coverage1 available with: • No financial documentation requirement • No labs or paramedical exams • No occupation class restrictions
Disability Insurance Protection Consumer Brochure
PUBLIC USE
You insure your most valuable tangible assets: your home, auto and valuables. Do you insure your income?
Lump Sum Rider DI Claim Stories, Provider Plus
PUBLIC USE
We’ve published a series of brochures illustrating real-life claims. Ask your financial representative to show you how ProVider Plus offered strong protection to these claimants during disability. This brochure has a chart with various examples of case studies and how benefits where paid out.
Provider Plus Lump Sum Rider
PUBLIC USE
The Provider Plus Lump Sum Disability Benefit rider could be an important element of helping you regain economic footing at age 65 (or 67) that may have been lost due to a disability during your working years.
Provider Plus Stop Exposing Yourself
PUBLIC USE
Your Group Long Term Disability (LTD) plan may not provide the coverage you need if you become too sick or injured to work.
Short Course in Individual Disability Insurance
PUBLIC USE
Providing Guidance... This guide will provide answers to some of your questions: Am I really vulnerable, how can it affect me, how can I protect my personal income, how can I protect my retirement contributions, how can I protect my business?

 

Catagory Key:

 
Guide = A piece that usually is meant for Producer or Broker Use only.  These pieces are more in depth about the particular product or strategy. 
Broker Use Only = All pieces that are not to be used with the general public.  These are pieces on sales strategies, product lines, riders etc... 
Client/Prospect Use Only = All pieces that you can use to either market to clients, support pieces when speaking about a product, rider or strategy based.